What You Should Know BEFORE You Borrow Money借钱之前应该知道些什么

Hands fisted, knuckles white and angry tears pouring down her cheeks, Carol stormed through her front door and headed straight for the telephone.  She tries to compose herself as she dials 911 to report her car as stolen.

卡罗尔握紧了拳头,指关节发白,愤怒的泪水从脸颊上流下,卡罗尔冲过她的前门,径直走向电话。 她拨打911报告自己的汽车被盗时,试图作曲。 

The 911 operator takes her information and lets her know that an officer should be there momentarily.  When the officer arrives, he takes her statement but also asks if there is any chance the vehicle was repossessed. 

911操作员获取了她的信息,并让她知道应立即有一名官员在那里。 当警务人员到达时,他接受了她的陈述,但同时询问是否有可能收回该车辆。

Carol jerks her head around at that question and tells the officer that she was 3 days late on her payment to a company that offers vehicle title loans.  But, she queries, “surely that couldn’t be the problem?  It’s only 3 days!  Isn’t there supposed to be a grace period?”

Carol在这个问题上摇了摇头,并告诉官员说,她向一家提供车辆所有权贷款的公司付款的迟到了3天。 但是,她质疑道,“肯定不是问题所在吗? 只有三天! 难道不应该有一个宽限期吗?”

The officer completes the statement and suggests that she contact the company who gave her the loan.  After asking her to let the department know if it was indeed repossessed he leaves.

该官员完成了声明,并建议她联系提供贷款的公司。 在要求她让部门知道是否确实被收回后,他离开了。

Carol calls the company and gets the bad news!  Yes, just 3 days late and her vehicle is repossessed.  Yes, she can get it back but in addition to the late payment she will have to pay the towing charge, impound fee and a penalty fee.

卡罗尔给公司打电话并得到了坏消息! 是的,只迟了三天,她的车就被收回了。 是的,她可以取回,但除了滞纳金外,她还必须支付拖车费,扣押费和罚款。

This scenario sounds pretty drastic, doesn’t it?  Well, think again.  It happens every single day more times than you would believe!

这种情况听起来很激烈,不是吗? 好吧,再想一想。 它每天发生的次数比您想象的要多!

Carol is not a “bad” person.  She did what all of us have probably had to do on occasion.  She had an emergency and she required some quick cash.  She is young, living on her own for the first time and has yet to establish her credit worthiness.

卡罗尔不是一个“坏人”。 她做了我们所有人有时可能要做的事情。 她遇到紧急情况,需要一些快速现金。 她还很年轻,第一次独自生活,还没有建立起自己的信誉。

What You Should Know BEFORE You Borrow Money 4053

There is an important lesson to be learned by Carols’ experience.  Forewarned is forearmed.  Had she understood just how important it was to make her payments in a timely manner she would have done so.

Carols的经验教训值得借鉴。 有备则无患。 如果她了解及时付款的重要性,她会做到的。 

Three days may sound pretty drastic, but in this particular case it was in the “fine print.”

三天听起来可能很激烈,但在这种情况下,它是“精巧版”。

If she had a copy of “What You Should Know BEFORE You Borrow Money,” she would have had a clearer understanding of what this type of lender expects.  Had she known, she may have gone elsewhere to borrow. 

如果她有《借钱之前您应该知道的事》的副本,那么她对这类贷方的期望会有更清晰的了解。 如果她知道,她可能去其他地方借钱了。

Payday loans are similar to title loans in that they both charge inflated rates of interest, and they are also ready to pounce with additional charges whenever possible.

发薪日贷款类似于所有权贷款,因为它们都收取虚高的利率,并且还准备尽可能地收取额外费用。

 “What You Should Know BEFORE You Borrow Money,” is designed to help folks who are not knowledgeable about the “ins and outs” of borrowing.  Take a look at some of what you will learn:

“在借钱之前,您应该了解的知识”旨在帮助那些不了解借贷“来龙去脉”的人们。 看一下您将学到的一些知识:

  • When and why borrow money?
  • What type of loan do I need?
  • What you should know before you shop for a lender.
  • How to apply for a loan.
  • Before you apply for a mortgage get the facts
  • Cleaning up your credit.
  • 什么时候以及为什么借钱?
  • 我需要什么类型的贷款?
  • 在购买贷款人之前,您应该了解的知识。
  • 如何申请贷款。
  • 在申请抵押贷款之前,请先了解事实 清理您的信用。

If you are already well-versed in all financial matters, this guide is probably not for you.  However, if you have no experience in borrowing and are looking for some guidelines then this is definitely just the primer you need.

如果您已经精通所有财务事项,那么本指南可能不适合您。 但是,如果您没有借款经验,并且正在寻找一些指导原则,那么这绝对只是您需要的入门指南。

It’s also a great gift for anyone you know who would like to learn the basics of “Borrowing Money 101!”

对于那些想学习“借钱101!”基础知识的人来说,这也是一个很棒的礼物。

22 thoughts on “What You Should Know BEFORE You Borrow Money借钱之前应该知道些什么

  1. Além disso, os hóspedes contam com the tradicional e conhecida gastronomia do hotel, assinada pelo Chef China que traz almoços
    e jantares temáticos alguns com música ao vivo.

    In addition, guests have the traditional and well-known gastronomy of the hotel, signed by Chef China who brings lunches
    and themed dinners, some with live music.

  2. En este sentido, un sinnúmero de relojes de pared digitales son grandes con formas industriales.
    In this regard, countless digital wall clocks are large with industrial shapes.

  3. I do nnot eve know how I ended upp here, but I thought this post was great.
    I don’t knnow who you are but certainly you are going to a famous blogger if you are not alkready 🙂 Cheers!

  4. I’m very happy to discover thos page. I need to to thank
    you for ones time just for this fantastic read!
    I definitely really liked every little bit of it and I have yoou bookmarked to check out new
    things in your blog.

  5. I need to to thank you for this fantastic read!! I definitely
    enjoye every bit of it.I have got you book-marked to look at new
    things you post…

  6. Como supervisor, eres consciente de que cuando los
    procesos de tu negocio no son discretos, el personal tendrá varias dificultades para seguirlos con hacer su trabajo correctamente.

    As a supervisor, you are aware that when
    Your business processes are not discreet, the staff will have several difficulties to follow them with doing their job correctly.

  7. Howdy! I could have sworn I’ve been to this blog before but after browsing through some of the pkst I realized it’s new to me.
    Nonetheless, I’m definitely delighted I found it and I’ll
    be bookmarking and checking back frequently!

  8. Simply wish to say your article is as surprising. The clarity for your publish is simply spectacular and i can assume you are knowledgeable in this subject. Well with your permission allow me to grab your RSS feed to keep up to date with drawing close post. Thanks a million and please keep up the enjoyable work.

  9. I simply could not leave your web site prior to suggesting that I actually loved the standard information an individual supply to your guests?
    Is going to be back often to investigate cross-check new
    posts

  10. Эффект достигают дамы самых различных возрастов (даже при климаксе).
    приспособления для представителей сильного пола:
    Таблетки для увеличения длительности сексуального
    акта, Препараты от простатита и аденомы.
    транспортировка и заказ нашей продукции для сброса массы осуществляется по Минску и Беларуси
    без рецепта. традиционная медицина всегда помогала в сексуальной проживания в восстановлении мужских и женских половых функций, регулярно наслаждаться мощным оргазмом и баловать себя сексом регулярно что приводит
    к хорошей гормональной алгоритму, и здоровью.
    Вся продукция сертифицированы,
    по каждому выбранному товару имеете возможность ознакомится с откликами клиентов на аккаунте этого продукта. https://mukunaofficial.ru/chem-vosstanovit-potenciyu.html

    Эффект достигают дамы самых различных возрастов (даже при климаксе).
    приспособления для представителей сильного пола:
    Таблетки для увеличения длительности сексуального
    акта, Препараты от простатита и аденомы.
    транспортировка и заказ нашей продукции для сброса массы осуществляется по Минску и Беларуси
    без рецепта. player
    к хорошей гормональной алгоритму, и здоровью.
    Вся продукция сертифицированы,
    по каждому выбранному товару имеете возможность ознакомится соткликами клиентов на аккаунте этого продукта. https://mukunaofficial.ru/chem-vosstanovit-potenciyu.html

    The effect is achieved by ladies of various ages (even with menopause).
    devices for the stronger sex:
    Tablets for increasing the duration of sexual
    act, Preparations for prostatitis and adenoma.
    transportation and ordering of our products for weight loss is carried out in Minsk and Belarus
    without recipe. traditional medicine has always helped in sexual living in the restoration of male and female sexual functions, regularly enjoy powerful orgasm and pamper yourself with sex regularly, which leads
    to a good hormonal algorithm, and health.
    All products are certified,
    for each selected product you have the opportunity to get acquainted with the responses of customers on the account of this product. https://mukunaofficial.ru/chem-vosstanovit-potenciyu.html

Leave a Reply

Your email address will not be published. Required fields are marked *

X